Transcript
amazing JD. There's some exciting stuff going on right now that I don't even know if I could talk about quite yet. It is so new.
But the only thing I'm going to tell you is love always wins. Love wins always. If you know you know, just look out for the law, the law of the land.
Very exciting things on the horizon do only good every day and love always wins. There's always a connection with that.
And pretty soon the world will know. And thank you for holding it down with the music. If you don't mind holding it down for two seconds longer.
Close I have to close something out in the discord and I will be right with you guys so much to talk about guys so much.
Well, she's right love always wins always leave is love. Am I right anthem? Oh yeah.
Anyway, welcome to CSM Real Talk with real in J and rot. We're going to be holding it down here for a second. We got some meetings going on throughout the space. A lot of good things going down.
I don't know what they are, but I'm sure they are amazing as in J said. But yeah, so I don't know what I want to talk about JD.
You just can have to learn how to monologue now isn't this amazing? I mean, where's the support system here?
I don't know if anthems like in gameplay he must be and I don't know what's going on with.
I'm getting my butt kicked over here. So I'm playing man reef. He is good. Reef is no joke.
Oh man, we've got a sleeper asking if he's connected to anything anthem. I don't.
Yeah, I'll ask him here. I mean, do he ref was ref was like a die hard in this space.
So was was was and then all of a sudden these discord tournament games happened and a gazillion spaces happen.
And now I'm just joking, but let's see. Let's see. Maybe he'll be a real deal.
Let's see what he says. Yeah, he's 30, 716. This zombie document. He's good with it.
And the buzz, but not quite the success I had last night. We'll see. We will see much fun though.
Definitely be good to get more participants in there for sure. If people start playing, there's a lot of bots.
There's a lot of like stuff you can just play on your own. So you don't have to be intimidated by like crazy good players.
And it seems like there's kind of an arc there that the game basically puts you through.
So for those constronating about it, all right, let's see 11 health for me.
37 for each, but I do play the giga. You know, I like that card.
Yeah, I just might have to start playing some DDL online. I just really have to start doing it.
It's good for you. The brand. So just the card space is so massive. It's crazy.
It's just no joke. It's so much bigger than the NFT market.
I'm sure it's just it was insane and tons of like younger people like very youthful,
very, very refreshing on. Yeah, they just had the Dallas card show and the TCG,
like the TSTG Dallas card show like on the 27th, I think it was. And there's like 500 plus tables of
TCG and I was like, holy I should have went to that to be honest. Got some content. But
I don't have any boxes. I wish I had more cards. Should have got more cards.
It sounds like from what bark was saying today that they're on the way. We'll see.
Yeah, that's exciting. Very exciting. Well, I mean, we've got some cards on our way. So you'll be okay.
Yeah, yeah, they're going to be backing up the brings track for your order, huh, Jay?
Yeah, we got. Don't worry about that. We'll help you. There's the cards.
I'm here. I'm here, guys. I'm going to use the restroom. Please rock. I'm dying.
Playing some DD out here with Reeve. Feet me 37. I got to play you later. And don't fall asleep on me.
I have to like totally in the space. Yeah, this one, this one, I'm losing 1.0 here.
And so we'll see how long this one. I'm not sure this is the best to 5 or the best of 3. We'll see.
What do you want? I'm down 1.0 right now. So after this, yeah, it'll probably, we'll be done this match before the
space ends. I'm pretty sure. Oh, yeah. No, no, I'm not playing anytime soon. I'll get distracted because I
I got to read cards and whatnot and slows me down. But you know, but I'm ready. I'm actually, I think I'm
getting the hang of it. I know what to play with the kind of cards work. I beat up on Marcel last night.
Yeah, I mean, so yeah, yeah, he's not in here. So I could talk. I could talk shit. You know what I mean?
Oh, man. Yeah, he's not here yet. He's not here yet. Yeah, no, I like him. I really do like him. Yeah, he's a good dude.
Yeah, 100%. 100%. He's been a good, he's good. He's a good teacher too. Because he's good at kind of
communicating what he's doing and what kind of he thinks is going wrong. So it's fun to play.
Yeah, and he was helping me too. Like, you know, and he's like, look, don't throw that card. Wait for this card.
Then you add that card. And then once he told me that, it was lights out for him.
I took like 25 points off him at once. Yeah, he's honest to a fault. Yeah. Yeah. I like that.
JD, I missed all your music. I hope you played good stuff, man.
Yeah, I played a little bit of suicide silence and being really heavy metal. No, please,
be good at devil and look who comes. Marcel, how are you, my brother?
I'm good.
He's talking mad at us, Marcel. Oh, I thought you guys were talking about me. Let me go up to ask you,
you know, let me say that. I mean, JD, JD was saying how I was like, yeah, JD was saying how I
slapped you around last night, you know, yeah, that's what I thought it to. You know, he also
mentioned that was like very lucky or something like this or he just, nah, he mentioned that, you know,
to a fault of your own, you told me how to play and I whooped your ass. Yeah, exactly. I mean,
if you, you got the advice and you whooped my ass, like, I'm happy about it, you know, there's no
problem. Like as long as you understood what we're doing, I think that was the main thing.
Yeah. And then I stayed up till two o'clock playing. I was playing the bot, though, and I was,
and I was doing good. I was doing good. So nice, bro. I'm ready. I'm ready for anthem tonight.
Well, yeah, that's what I thought. Antho is like a machine now, you know, like, I don't know about
that. Come on, bro. Don't be too humble. It'd be pretty good today. So I'm not sure about that.
I think I think we have same deck, like similar decks, similar strategies. We know what each other's
going to do. But sometimes there's like a slightly moment where one just outfink the other one,
like, you know, kind of not outfink you'll teach me the one before it's not like this. But,
you know, like someone just thinks a little bit faster than the other, I would say.
Yeah. It's kind of what it is sometimes in this game. Usually it's kind of a matter of like
quick thing. And basically who can kind of do this the fastest. And yeah, it's definitely,
you have to kind of be quick-witted in this game, for sure. So otherwise, yeah, you can make
some critical mistakes and against really, really good players. That's what'll kill you. One
mistake, man, that's all it takes. Yeah. Because one mistake can set them up for a 30 point or a
38 point, you know. Yeah, it can't. So so Rief is really kicking your butt right now,
Anthem. Well, it's I've come back. I've come back this game. I've come back this game. I'm looking
better right now, but I only have 11 points, but he only has one card. So I think I'm okay. But
we'll see. We'll see. What is Jags handle? Is he Jag on X? What is he? Jag, oh, oh,
something. Oh, like the outer banks. Oh, is that what are you? Okay. I certainly do not want to
rehash anything that happened earlier today. If you really want to know the truth, we've got stats
up here. We've got stats up here. I actually am excited. Like 30 minutes in my space talking. So
he was asking a bunch of questions today, Jag. Yeah, yeah, I was there. I was there, Anthem. I was at
I mean, Anthem, you know, I was it's always when I'm not on stage like I wanted to like jump in.
I was like taxing MJ. I'm like, you know, like, but I kind of I kind of you know what it is. I don't
think they he's a lot younger than us, you know, I mean, so you didn't experience the things we
experienced and firsthand like and we we can anticipate what's going to happen because we've seen it
so many times. What I like that happened during Barx space for the brief moment that we had Grant
Cardone on I thought someone was going to ask him the question. Well, I mean, I do request, but I
was not brought up when about interest rate being extraordinarily. Yes, and here's what he was saying
that I was trying to say even in in Chibos sub chat, right, the subscriber chat is this quite honestly.
We are probably there there will be some type of crises. Okay, eventually, do we really know
exactly when it's going to be no? Are the indicators red flag red flagging right now? Yes.
Yes, but that's what I'm saying. It's red flagging right now. Now, and what how do we know that? We
know that based on prior data around certain other crises and critical moments in history.
Namely, if we're looking at what we're looking now, we are looking at the 2008 financial crisis.
Yes, yes, Grant Cardone is exactly right when he says that the mortgage rates right now in
the residential not to really be so worried about because they're holding steady at 4%
those mortgages literally, you know, some of them have in summer or 15 years, some are 20 years.
Usually it's a 30 year, usually it's 30 year fixed and mortgages are for 30 years even if they
got a 15 year or 20 year mortgage, it's safe to assume that those mortgages are not what we're
looking at that is not what is going to be affected. What will be affected, however, are the CREs,
the commercial real estate loans because those are the loans that have a five to seven year term.
They might be amortarized on 30 years, but essentially they're coming to term right now. Now, most
of those terms for those loans were also at 3%, 3.5%, 4.25%. We are now looking at commercial
real estate loans that are pushing upwards perhaps from seven to eight to nine percent depending.
Now, will that double somebody's payment? No, but what has to happen is you either resurface the loan
which means going through the application all over again, you have to find another lender, you have
to get it underwritten. You have to make sure that a lot of these commercial real estate properties
that you finance at 3, 4 and 5% or whatever it is are still being able to be refinanced. Here's
the elephant in the room that people have not been talking about. A lot of these loans, there are a
lot of lenders that will now not resurface these loans based on the macro conditions of the economy
and the interest rates and the fact that there's so much inventory out there. That's kind of
like the elephant in the room that nobody's even mentioned thus far. Now, with that being said,
you still have the issue of these commercial real estate loans that need to be resurfaced.
Grant Cardone was absolutely right. He is, it is, but, but, but, Anthem, yes, you're right,
but those are a little bit more secure and where, where I'm? Yes, section eight, yes, and that's
what Jack keeps talking about and he's correct and you're correct and Grant Cardone is correct
because this is the key thing that he said. You either paid down the loan or you refinance
and a lot of people. I mean, it's what we did because we saw this coming, right?
Correct. And we took it and I paid my mortgage off before.